Shelfline Capital · Legal
Privacy Policy
Last updated October 2026.
What we collect
When you apply we collect your business details (legal name, EIN, address, entity type, time in business, revenue), contact details for the owners, and the business bank statements you provide or authorise us to retrieve. We also collect standard technical data such as IP address, browser type and the pages you visit on this site.
How we use it
To underwrite your application, to present it to our bank, SBA and funding partners where a product requires it, to service any financing you accept, to meet legal and regulatory obligations, and to prevent fraud. We do not sell your personal information.
How we share it
With our FDIC-insured bank and SBA-preferred lending partners where a product is originated by them; with service providers who operate our systems under contract; with commercial credit bureaus where we report payment performance; and where required by law. The specific funding partner on any approved financing is disclosed in your agreement.
Bank data
Where you connect a bank account, the connection is read-only and is used to retrieve statement data for underwriting. We do not initiate transfers through it and we do not store your online banking credentials.
Security
Data is encrypted in transit using TLS 1.3 and at rest using AES-256. Access is restricted to staff who need it to underwrite or service your file.
Retention
We retain application and funding records for the period required by applicable law and our regulatory obligations, and for a reasonable period afterwards for audit and dispute-resolution purposes.
Your rights
California residents may request disclosure or deletion of personal information under the CCPA, subject to the exceptions that apply to financial institutions. Call (888) 896-5559 or write to Shelfline Capital, 9719 S Dixie Hwy #8, Miami, FL 33156.
Gramm-Leach-Bliley
We maintain an information privacy and safeguards program consistent with the Gramm-Leach-Bliley Act.
Changes
We will post any change to this policy on this page with a revised date. This policy was last updated in October 2026.
No minimum FICO · $15,000+ monthly revenue · 6+ months in business · $10,000–$2,000,000 · Same-day decision · Funded in as little as 24 hours · Two-page contract · Prepayment discount up to 30%